Shopping Cart
Your Cart is Empty
Quantity:
Subtotal
Taxes
Shipping
Total
There was an error with PayPalClick here to try again
CelebrateThank you for your business!You should be receiving an order confirmation from Paypal shortly.Exit Shopping Cart

BJ  studio legale tributario

Il mio Blog

È stata sbandierata la possibilità di ristrutturare casa senza spendere un euro.


È però doveroso precisare che se i lavori sono stati eseguiti a norma di legge il proprietario potrà effettivamente godere della detrazione fiscale pari al 110% della spesa, ma è altrettanto vero che durante l'esecuzione del cantiere qualcuno dovrà anticipare prima di tutto le spese di progettazione e poi l’acquisto del materiale e altro.


Quindi occorrerà anticipare soldi veri per avere un credito d'imposta quando questo sarà vistato per conformità e convalidato dall'Agenzia delle Entrate.


Il committente privato che ha disponibilità liquide potrà anticipare di tasca propria ma la maggior parte degli interessati dovranno rivolgersi agli istituti bancari o alle imprese realizzatrici.

Queste ultime è vero che possono acquisire il credito, anche attraverso lo sconto in fattura, ma dovranno comunque ricorrere a finanziamenti perché passeranno alcuni mesi tra progetto, realizzazione e l'ottenimento del credito d'imposta.


Il ruolo degli istituti di credito è quindi fondamentale sia che sia il cittadino privato o che sia l'impresa a chiedere i fondi necessari.

La banca istruirà una pratica di finanziamento con annessi interessi, commissioni e garanzie.

Poi monetizzerà il finanziamento nel momento in cui acquisirà il credito del Superbonus.

Cioè le banche acquisteranno a 100, forse meno, un credito d'imposta di euro 110.

Anche Poste Italiane si è interessata a queste operazioni che evidentemente sono lucrose per chi le finanzia.


Se è abbastanza facile cedere il credito è invece piuttosto difficile conseguirlo, soprattutto per quanto concerne il SUPERBONUS.

Per poter finanziare i lavori tutti gli operatori finanziari si cautelano chiedendo firme a garanzia, anche ipotecarie sia al singolo privato che alle imprese appaltatrici.

Se poi qualcosa va storto oppure alcuni lavori preventivati vanno a sforare i plafond previsti dalla normativa ecco che si dovrà sborsare di tasca propria.


Anche le procedure messe a disposizione soprattutto su portali dalle banche maggiori per la richiesta/gestione degli adempimenti dei finanziamenti sono particolarmente complesse.


Una maggiore flessibilità è garantita invece dalle banche locali dove il direttore che conosce il cliente può gestire e approvare spese personalmente almeno fino a un certo limite senza che si debba affrontare un vero e proprio percorso di guerra fatto di alert informatici e dati complessi da inserire che rendono particolarmente difficile il dialogo con le piattaforme messe a disposizione delle grandi banche per ottenere l'ok a un'anticipazione sui lavori o sui S.A.L. (Stato Avanzamento Lavori).


Molti confidano in una proroga ma anche in una semplificazione degli adempimenti.


Purtroppo il tempo scorre velocemente .... e i lavori languono.


Ci sarà tempo fino a fine 2023 per concludere i lavori e ottenere il beneficio fiscale ?


Daniele De Gasperis e Carlo Barbiera Commercialista

Per saperne di più scrivere a [email protected] o telefonare allo 0039 0432 501768




Il mio Blog

abbattimento rette asili a.s. 2015/2016

Posted on 2 September, 2015 at 5:55

Entro il 7 settembre p.v. si deve presentare la domanda per avere diritto all'abbattimento delle rette per i bambini frequentanti gli asili della prima infanzia. Il tutto è condizionato dalla presentazione di un modello ISEE, in corso di validità, con limite di 30.000€ annui.


Per ulteriori informazioni contattaci allo 0432501768 o via email: [email protected]

Categories: None

Post a Comment

Oops!

Oops, you forgot something.

Oops!

The words you entered did not match the given text. Please try again.

119 Comments

Reply jordan 13
5:35 on 8 July, 2022 
Thanks for each of your hard work on this blog. My aunt takes pleasure in managing research and it's easy to see why. Most people notice all about the lively means you give rewarding solutions by means of the web site and strongly encourage contribution from website visitors on this situation then my child is certainly becoming educated a whole lot. Have fun with the rest of the new year. You are always performing a superb job.
jordan 13 http://www.jordan13.us.com
Reply cheap russell westbrook shoes
5:36 on 8 July, 2022 
My spouse and i have been quite comfortable Ervin managed to round up his studies using the precious recommendations he had in your web site. It's not at all simplistic to simply possibly be giving out concepts that many other folks could have been making money from. We fully grasp we've got you to thank because of that. The specific explanations you have made, the easy web site menu, the friendships you can make it easier to create - it is everything astounding, and it's really making our son and the family feel that this matter is thrilling, and that is wonderfully indispensable. Thanks for all!
cheap russell westbrook shoes http://www.russellwestbrookshoes.us
Reply supreme shirt
5:36 on 8 July, 2022 
I wanted to send a brief comment to be able to appreciate you for all of the great information you are writing at this website. My rather long internet investigation has at the end been rewarded with beneficial strategies to go over with my best friends. I 'd assert that most of us site visitors are quite fortunate to be in a perfect website with so many perfect individuals with great concepts. I feel very much blessed to have seen your entire webpages and look forward to tons of more excellent minutes reading here. Thanks once again for everything.
supreme shirt http://www.supremeshirt.us.com
Reply hermes birkin
5:36 on 8 July, 2022 
Thank you for all of the efforts on this site. My mother delights in making time for investigations and it is obvious why. Most of us learn all regarding the compelling method you deliver very helpful suggestions through the web site and as well as welcome participation from the others about this idea so our own girl is always understanding a lot. Take pleasure in the rest of the year. You have been doing a glorious job.
hermes birkin http://www.birkinbag.us.com
Reply cheap kyrie 5
5:37 on 8 July, 2022 
Thank you a lot for providing individuals with an exceptionally memorable possiblity to check tips from this website. It is usually so kind plus jam-packed with a great time for me personally and my office mates to visit your website at a minimum 3 times a week to read through the new guides you have got. And definitely, I'm certainly fascinated considering the spectacular creative ideas you give. Some two points in this posting are easily the best I have had.
cheap kyrie 5 http://www.kyrie5.org
Reply off white outlet
5:38 on 8 July, 2022 
I would like to show my appreciation for your generosity for those who should have guidance on your question. Your personal dedication to getting the solution all through had become wonderfully interesting and has constantly allowed many people like me to reach their desired goals. Your entire warm and helpful recommendations indicates much to me and much more to my fellow workers. Warm regards; from each one of us.
off white outlet http://www.off-whiteoutlet.us.com
Reply paul george shoes
5:38 on 8 July, 2022 
Thanks so much for providing individuals with remarkably superb possiblity to read articles and blog posts from here. It's usually very great and also packed with a lot of fun for me and my office peers to search your site at least 3 times in one week to read through the latest items you will have. Not to mention, I am just certainly amazed with all the very good hints served by you. Selected two facts in this posting are in truth the simplest we've had.
paul george shoes http://www.paulgeorgeshoes.us.com
Reply goyard bags
5:38 on 8 July, 2022 
I and my pals appeared to be going through the excellent secrets on your web site then then got a horrible suspicion I never expressed respect to the web site owner for those strategies. My men are actually as a consequence passionate to read through all of them and have in effect clearly been using those things. Appreciate your turning out to be very kind and then for pick out varieties of magnificent guides millions of individuals are really desperate to be aware of. My very own honest apologies for not saying thanks to sooner.
goyard bags http://www.goyardshandbag.us
Reply off white
16:00 on 9 July, 2022 
I wanted to construct a simple word to be able to thank you for the amazing guidelines you are giving here. My extensive internet research has now been rewarded with good facts and strategies to share with my best friends. I 'd mention that most of us website visitors actually are very blessed to live in a fine website with so many lovely professionals with very beneficial guidelines. I feel really blessed to have encountered your web site and look forward to plenty of more pleasurable times reading here. Thanks once more for a lot of things.
off white http://www.off-whiteclothing.us.com
Reply yeezy boost 350
16:00 on 9 July, 2022 
My wife and i have been glad when Edward could carry out his studies via the ideas he acquired from your very own site. It is now and again perplexing to just happen to be giving away solutions that some people could have been trying to sell. We fully understand we now have you to be grateful to because of that. Those explanations you made, the easy web site menu, the relationships you can aid to create - it's mostly awesome, and it is making our son in addition to the family imagine that the subject is fun, and that is extremely vital. Many thanks for all the pieces!
yeezy boost 350 http://www.adidasyeezyboost350.us.com
Reply yeezy 350
16:01 on 9 July, 2022 
I must get across my affection for your kindness in support of people who need assistance with this particular theme. Your personal dedication to passing the solution up and down appears to be wonderfully productive and have constantly made most people like me to achieve their endeavors. Your amazing valuable advice implies much to me and a whole lot more to my fellow workers. Thanks a ton; from all of us.
yeezy 350 http://www.yeezy-350.us.com
Reply cheap paul george shoes
16:01 on 9 July, 2022 
I precisely had to thank you very much all over again. I do not know what I would have followed without these ways documented by you concerning such subject matter. It had been a very frightful scenario in my view, nevertheless spending time with this specialised approach you handled it forced me to cry over delight. I will be thankful for the support and thus hope you find out what a powerful job you are always doing teaching other individuals through a site. More than likely you haven't got to know any of us.
cheap paul george shoes http://www.paulgeorge.us.com
Reply jordan 11
16:01 on 9 July, 2022 
I simply wished to say thanks once again. I do not know the things that I would've made to happen without these ways revealed by you about that concern. Completely was the traumatic situation for me, however , being able to see the very specialized avenue you dealt with the issue forced me to jump over fulfillment. I'm just happy for the advice and as well , pray you recognize what a great job you are accomplishing educating others using your site. Most likely you've never encountered all of us.
jordan 11 http://www.jordan11retro.us.com
Reply off white
16:02 on 9 July, 2022 
Thank you for every one of your labor on this blog. My mother really loves participating in internet research and it's really easy to see why. All of us know all concerning the compelling medium you provide useful tactics via your blog and in addition boost response from some others on that idea plus my simple princess is actually understanding so much. Have fun with the remaining portion of the year. You are doing a powerful job.
off white http://www.off--white.us.com
Reply kd shoes
16:02 on 9 July, 2022 
A lot of thanks for all your valuable effort on this site. My mom loves conducting internet research and it's simple to grasp why. I hear all concerning the powerful form you present invaluable guidance on the web blog and therefore boost contribution from other ones on that theme then our princess has been discovering a great deal. Take pleasure in the rest of the new year. You're the one carrying out a splendid job.
kd shoes http://www.kd-shoes.us
Reply kyrie 6
16:02 on 9 July, 2022 
I wish to express my admiration for your generosity in support of men and women who actually need help with this particular area. Your real dedication to getting the message across ended up being extraordinarily functional and have continuously helped employees just like me to get to their goals. This informative guide signifies much to me and additionally to my mates. Best wishes; from each one of us.
kyrie 6 http://www.kyrie6.org
Reply off white t shirt
1:38 on 10 July, 2022 
A lot of thanks for every one of your hard work on this web page. My niece take interest in managing research and it is easy to see why. My spouse and i know all concerning the lively mode you produce valuable techniques by means of the website and as well cause contribution from some others on this idea then my girl is without question understanding a whole lot. Enjoy the remaining portion of the year. You have been conducting a first class job.
off white t shirt http://www.off-whites.us
Reply jordan retro
1:38 on 10 July, 2022 
I would like to show some appreciation to this writer just for bailing me out of this trouble. Just after researching throughout the search engines and coming across advice that were not helpful, I believed my life was done. Being alive minus the strategies to the issues you have fixed as a result of this guide is a crucial case, as well as those that would have negatively affected my career if I had not encountered your blog post. The ability and kindness in taking care of every item was excellent. I am not sure what I would've done if I had not encountered such a subject like this. It's possible to at this moment look ahead to my future. Thank you very much for the high quality and effective guide. I won't be reluctant to propose your web sites to anybody who desires guidance on this subject matter.
jordan retro http://www.jordan-retro.us.com
Reply golden goose sneakers
1:39 on 10 July, 2022 
My husband and i ended up being quite satisfied Edward managed to finish off his homework using the precious recommendations he was given through the site. It is now and again perplexing to simply always be making a gift of concepts which others may have been trying to sell. Therefore we fully grasp we have you to appreciate because of that. All of the explanations you made, the simple website menu, the relationships you will aid to engender - it's most fabulous, and it's facilitating our son and us feel that the subject is entertaining, which is seriously mandatory. Thanks for the whole thing!
golden goose sneakers http://www.goldengooseofficial.com
Reply cheap kd shoes
1:39 on 10 July, 2022 
My husband and i felt very satisfied that Edward managed to finish off his basic research by way of the ideas he acquired while using the web site. It's not at all simplistic to just possibly be giving out tips and hints that many men and women could have been trying to sell. And we also grasp we have got you to be grateful to for this. The type of illustrations you made, the straightforward web site menu, the friendships you make it easier to foster - it's got everything fabulous, and it's really leading our son in addition to the family reason why that idea is exciting, and that's incredibly pressing. Thanks for all the pieces!
cheap kd shoes http://www.kd-shoes.us